Teen/Grad Club Account
Teen Account
Teenagers (ages 13 – 18) continue to have a growing need for financial assistance. Whether it’s providing educational tools to inform them of their choices, savings options for their first car or college....HCU is there for you.
Benefits Include:
Minimum deposit of $5 and $1 one time membership fee required. In order to receive the club benefits, the account must be in active status.
Kids and Teen Add-On Certificate of Deposit
Account Features:
- Minimum deposit to open an account: $25
- Term: 12 months
- Make additional deposits at any time during the term
- Auto-renewal at the end of the term
View current rate
Dividend Rate is fixed for 12 months. The annual percentage yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. The Dividend Period is 12 months. Dividends are calculated using the daily balance method and compounded and credited monthly. Dividends will begin to accrue on noncash deposits on the business day you make the deposit. Additional deposits are allowed. Withdrawals of principal are subject to penalties. Withdrawal of dividends are not subject to penalty. We may impose a penalty equal to 90 days dividends on any amount withdrawn subject to penalty. The Minimum Opening Deposit and Minimum Account Balance is $25.00. The account will renew automatically at maturity; you have a grace period of ten (10) days after maturity in which to withdraw without penalty.
Grad Account
Whether you are a graduate of high school, college or just life, expenses can be tight. HCU established the Grad Account for those young adults (ages 19-25) who still need a little financial guidance. Building a strong financial foundation is a lesson you will learn in the classroom of life and HCU is happy to provide you with the tools you need to get an A+.
Benefits Include:
Minimum deposit of $5 and $1 one time membership fee required. In order to receive the club benefits, the account must be in active status.