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How to become a Member


Membership is available to anyone who lives or works in one of the following counties or is an immediate family member including relatives by blood or marriage or foster and adopted children of CU members:

Membership is available to anyone who resides or works in one of the following counties:

  • Cass County
  • Macoupin County
  • Christian County
  • Madison County
  • Dewitt County
  • Menard County
  • Logan County
  • Montgomery County
  • McLean County
  • Morgan County
  • Macon County
  • Sangamon County

Or is employed by:

  • United States Government
  • Memorial Health System and controlled affiliates of Memorial Health System
  • SIU School of Medicine
  • Southern Illinois Airport  Authority
  • Springfield Mass Transit District

Or a member of:

  • Gospel Kingdom Church
  • Laborers' Local belonging to any District Council part of the Midwest Region
  • Laborers International Union of North America (LIUNA)

Qualified persons interested in enjoying the benefits of HCU may call our phone center at 217-726-8877 or Apply Online.

Notice to Members for Customer Identification Under USA Patriot Act

"In order to prevent the use of the U.S. financial system in terrorist and other illegal activity, federal regulations require all financial institutions to obtain, verify, and record identification from all persons opening new accounts or being added as signatories to existing accounts. This institution cannot wave this requirement."
-U. S. Treasury

In order to comply with the USA Patriot Act, Heartland Credit Union is required to verify the identity of the members applying for and opening new accounts/services or adding signatories to existing accounts/services with the credit union. Information that we are required to obtain includes:

  • Name
  • Mailing Address
  • Residence Address (if different)
  • Social Security Number or Tax Identification Number
  • Date of Birth
  • Copy of a government-issued photo ID (such as a driver’s license, passport, Student ID, State issued ID, etc.) If you are applying on-line, we will need the person applying to present government-issued photo ID in order for opening procedures to be completed.

Additional data or identification, as required under the USA Patriot Act, may also be gathered depending on the type of account applied for or opened. Data on existing members will be gathered as they open or use additional services offered by the credit union or add signatories on accounts. The USA Patriot Act requires the credit union to maintain records of the identification verification and to update the information. Confidentiality of this information will be maintained as required under the Privacy Act and all other applicable laws and regulations.